This introduction is to emphasise the benefits of saving and also to reinforce the fact that the best way to become wealthy is gradually over a long period of time. It may appear boring but it does work.

Wealth is not the same as income. If you have a large annual income and spend it all, you are not getting wealthier. The fact is you just have a high level of consumption. Wealth is what you accumulate, not what you spend.

Wealth is more often the result of hard work, perseverance, planning and self discipline.

Wealthy people often don't look wealthy. Their cars are second hand, clothes are bought because they need them and not to impress, and they don't have expensive hobbies. They are usually reluctant to discuss what they are worth or what they earn.

On the other hand people on high incomes without subsequent wealth to match, almost always buy new cars on finance. They shop to impress and love hobbies that are expensive and have high social esteem. They also commonly talk about how much they earn, what they paid for their car, boat, holiday etc. They love credit cards.

Wealth has more to do with saving and less to do with income.

Save on a regular basis.

You've got to accept the idea that regardless of the size of your pay, you probably already make enough money to become wealthy.

Our different sections reinforce the many ways to manage the process. We start by showing the benefits of paying yourself first and then the automatic investment plan demonstrates how saving can be easy. We then outline how and where to invest and finally how to find a financial advisor.

You will notice parts of one section relate to another. This is deliberate as the information needs to be used and understood together.

Get Saving !