Most compulsive debtors will answer "yes" to at least 8 of the following questions. How will you go?

1. Is your level of debt affecting your home life?
2. Does the pressure of your debts distract you from your daily work?
3. Are your debts affecting your reputation?
4. Do your debts cause you to think less of yourself?
5. Have you ever given false information in order to obtain finance?
6. Have you ever made unrealistic promises to your creditors?
7. Does the pressure of your debts make you care less of the welfare of your family?
8. Do you ever fear that your employer, family or friends will learn about the amount of your debt?
9. When faced with a difficult financial situation, does the prospect of a new loan give you a feeling of relief?
10. Do you have trouble sleeping because of the level of your debts?
11. Has the pressure of your debts ever caused you to consider getting drunk?
12. Have you ever borrowed money without giving any thought to the interest rate that is charged?
13. Do you usually expect a negative response when you are applying for a loan?
14. Have you ever developed a strict program for paying off your debts only to break it under pressure
15. Do you justify your debts by telling yourself that you are superior to other people, and when you get your break you'll be out of debt overnight?

How did you go? If you answered yes to 8 or more you have a serious debt problem. Even if your result is more than 3 your situation is not healthy.

It is strongly recommended that you go through The Debt Program.