One rule in being successful at growing your wealth is spending less than you earn. Makes a lot of sense however for many it is much harder to put into practice. The key is being conscious of everything you spend. A great way to work on this is to have a no spending day.

Not once are you allowed to take out your wallet, purse or credit card. It may be harder than you think and provide a reality check of how much you do spend during a day. This is not just a delay spending till tomorrow day, or spend more the day before ie buy 2 cokes and put one in the fridge for tomorrow. It is what it says in it's simplest form.

Be creative and plan your no spending day.

These ideas may help:

-      Make your lunch at home and take it to work

-      Take a thermos or use the office coffee instead of going out for a cappuccino

-      Go to the library and borrow a book or two instead of buying them. While there, have a look at what else it offers. Many offer DVD's, magazines etc

-      On the weekends, go for a bike ride, walk through a park, play cards or a board game.

Go on be creative.

Have a no spending day once a week and gain control of your spending.